You could kick a bad habit and save cash at the same time! Set aside the amount you would normally spend on cigarettes per month into your cash savings jar.Keep the change: Take all your spare change for the day and keep it in your cash savings jar. Set aside the chosen denomination whenever you come across it. Personally, I save RM1 notes as I come across this the most whenever I get my change. You’ll be surprised how it can add up!Saving can easily become a habit and once you have built up enough cash savings while also paying down your debt, you’ll soon be able to set aside your cash for investments.

Source: The Star November 18, 2017 08:48 UTC