We had implemented mobile money in almost all MTN countries in Africa, but Nigeria had been elusive because of regulatory issues. I lost my mind because I was thinking of the billions of minutes Nigerians would have saved if mobile payments had been allowed in 2004. I am very confident that Nigerian mobile payments should have dwarfed MPesa by now if not for regulation that held it back. According to Wikipedia – A wicked problem is a problem that is difficult or impossible to solve because of incomplete, contradictory and changing requirements that are often difficult to recognise. For example, *737# is not yet the final solution to the payments problem; further actions will be required.

Source: The Guardian April 11, 2018 03:22 UTC