Thai banks’ non-performing loans ​stood at 2.84% ‌of outstanding credit at the end of December, down from 2.94% at the end of September, the central bank said on Tuesday. Bank lending ​dropped ⁠1.1% in the fourth quarter of 2025 from a year earlier, after a decline of 1% in the ‌previous quarter. Despite the fall-off in lending, which has reached six consecutive quarters, the central bank said the banking system remained strong, with high capital, reserves and liquidity. The total amount of household ​debt ‌stood at 16.3 trillion baht. The debt ratio is expected to have ⁠dropped in the fourth quarter due to stronger GDP growth, BoT assistant governor Somchai ⁠Lertlarpwasin said.

Source: Bangkok Post February 17, 2026 11:19 UTC