From January 2026, 10% tax at source on all savings certificates is being deducted for all customers, regardless of the amount invested in savings certificates. National savings certificates have long been one of the safest investments for the middle class, retired and limited income people. As a result, the profit rate of savings certificates remains unchanged on paper and in writing. According to economists, savings certificates are essentially an alternative tool for social security. A large portion of investors in savings certificates seek additional income opportunities beyond regular income or pension.

Source: Dhaka Tribune January 29, 2026 10:40 UTC