“Put down a spending plan on paper.”Just resolving to spend less won’t cut it, he said. And that applies to extra income raised by getting a part-time job or selling an unneeded asset. Employees should also resolve to take full advantage of employer programs, he said. Laurie Campbell, CEO of Credit Canada, advises against making resolutions. Resolve this year to build an understanding of programs such as Old Age Security and the Canada Pension Plan, he added.

Source: thestar December 26, 2019 15:00 UTC