We all have this great fear of the money running out before we do even though that seldom happens. On top of this, we have the new difficulty of record low interest rates and, therefore, a good understanding of how to invest in this climate. Now there are people finding that they are caught in another crash – the continuing collapse in interest rates. Diversification is the answer to low interest rates: no one who has diversified across multiple investment types runs out of money. By the time most people get into their 80s, spending money becomes difficult or, for some, impossible.

Source: Stuff November 13, 2019 16:00 UTC