One of the key factors to consider before zeroing in on a health insurance policy is sub-limits. Hence, you must get in touch with the insurer and understand the sub-limits under each condition before buying any health policy. sub-limits on hospital’s room rent (benefit-specific) and sub-limits on the specific treatment (disease-specific). Benefit-specificsub-limitWhen you opt for a room rent sub-limit in the case of hospitalization, your insurer covers the hospital’s room rent. “While buying a health insurance policy, it is better to have minimum restrictions even if it costs a little more premium," said Gilbile.

Source: Mint May 09, 2021 19:12 UTC