The Egyptian consumer finance sector recorded unprecedented growth during the first 10 months of 2025, with outstanding balances reaching EGP 74.9bn, a year-on-year increase of 61.6%, according to the Egyptian Federation for Consumer Finance (EFCF). This framework has enabled consumer finance companies to respond to rising demand while ensuring transparency, consumer protection, and prudent risk management. “The consumer finance sector today is built on a strong and structured partnership with the banking system,” Osama said. “Advanced data analytics, integration across multiple databases, and real-time fraud-monitoring systems have transformed the way consumer finance operates,” Farid said. Looking ahead to 2026The EFCF said that 2026 will represent the next phase in the evolution of Egypt’s consumer finance sector.

Source: Daily News Egypt December 20, 2025 16:50 UTC