I immediately paid the current balance instead of waiting for the due date in hopes that the score will return. Answer: Credit scoring formulas are incredibly sensitive to how much of your available credit you’re using. What matters is the size of your balance on the day that your credit card issuer reports to the credit bureaus. Visit AnnualCreditReport.com and request free copies of your credit reports from each of the three major credit bureaus. All this assumes that you were looking at the same type of score from the same credit bureau.

Source: Los Angeles Times May 29, 2022 19:42 UTC