Household savings in financial assets like deposits, stocks , cash and currencies, and mutual fund and pension fund products have touched a five-year high. Some attribute this trend to a slowdown in inflation , resulting in more savings potential among households. But the flight towards financial assets is also due to waning attraction of physical assets. While returns on gold has dipped as prices fell to multi-year lows, prices of residential realty assets went through the roof, making investors wait for prices to cool down.Granular data on financial savings indicate a shift away from deposits, which still account for almost half of financial savings, to stocks and debentures and even mutual funds . Gayatri Nayak gives a snapshot of the current savings landscape in India

Source: Economic Times September 20, 2016 22:30 UTC