As gold and silver continue their record-breaking streak, investors appear to be chasing multi-asset allocation funds, anticipating solid returns from the precious metals. Best suited amid market volatility Experts say retail investors may consider investing in multi-asset allocation funds to navigate the volatility. The UTI Multi Asset Allocation Fund Regular Plan Growth has offered a return of 11.52% in the last one year, while the HDFC Multi Asset Allocation Fund Growth has returned 13.56% in the last one year. Besides giving investors exposure to gold and silver, multi-asset allocation funds offer a host of other benefits, with diversification being the key. Besides, multi-asset allocation funds balance higher-risk assets like equity with safer assets like debt, lowering volatility and protecting capital during downturns.

Source: Mint January 08, 2026 18:22 UTC