As Congress takes up a new health-insurance overhaul, a major focus will be on the individual-insurance market, where consumers and families buy their own plans. Here are some key individual-insurance terms:Medical underwriting: The process of reviewing an insurance applicant’s health status and other factors to decide whether to offer a policy and at what price. Before the Affordable Care Act, or ACA, insurers used medical...

Source: Wall Street Journal January 12, 2017 15:24 UTC