Alexandra Hulme, 18, who has juvenile arthritis and has her care covered through an ACA plan, sits for a checkup this month. Before the federal health law, insurers in most states asked would-be customers about their health conditions before enrolling them. “It was aggravating, exasperating.”Teresa Carr, 53, went without health coverage for a few years and now gets her insurance through the ACA. For those who go without insurance and then decide to buy a plan, insurers could charge more based on health status. They set up special insurance plans, known as “high-risk pools,” for people who were too unhealthy to buy coverage in the regular individual market.

Source: Wall Street Journal January 12, 2017 15:22 UTC