PETALING JAYA: ‘Tis the season for Malaysians to tap their credit cards, with expenses shooting to its highest in December. Malaysians spent an average of RM16.62bil in December over the past six years using their credit cards – more than the average RM13.93bil in other months. In this month, Malaysians use their credit cards about 16% more frequently than other months. “Avoid paying only the minimum on credit cards, as this can drag the debt into the new year. “Credit cards should be used thoughtfully rather than impulsively, with close attention paid to repayment timelines and interest charges.

Source: The Star December 24, 2025 09:35 UTC