-- Venkatesh VenkatramanShweta Jain, Founder & CEO- Investography, responds:in five yearsTo get to Rs 1 crore, you need to invest at least Rs 1.2 lakh, assuming an annual return of 12 per cent per year. You might get around Rs 45 lakhs if you invest Rs 50,000 for five years. As you give more time to your money, the true magic of compounding comes into play.Some of the schemes you have mentioned are thematic and I don't recommend thematic schemes. If the theme is going to be in favour or is in favor, diversified funds will have them too. Assuming a moderate risk profile, I would recommend the following to you:Kotak Select Focus: Rs 10,000, ICICI Pru Focused Bluechip: Rs 10,000, Mirae India Opportunities: Rs 10,000, Aditya Birla Pure Value Fund: Rs 10,000 and DSP BR Tax Saver: Rs 10,000 (If you need to invest to save taxes under Section 80C).Do take a risk assessment test before proceeding with investments and consult an advisor with all your details - including goals to know where, how and how much you should Invest.

Source: Economic Times February 12, 2018 08:26 UTC