As the number of covid cases rise, insurance claims are also increasing. There are multiple reasons related to the rejection of covid health insurance policy claims. NON-DISCLOSUREOF DISEASESIf the insured has a pre-existing disease (PED) for a month or more and the same is not disclosed while buying a health policy, especially a covid-specific policy, insurers can refuse the covid claim settlement. WAITING PERIODWhether it is a covid-specific policy or any health policy, all of them come with a waiting period. If a policyholder has covid before buying the policy, the claim for treating the disease can be made after the waiting period is over.

Source: Mint May 03, 2021 18:15 UTC