And this is where guaranteed return plans are gaining relevance among new-age investors. Guaranteed return plans are built around delivering that certainty. Guaranteed return plans include an insurance component providing financial protection to dependents. Guaranteed return plans are not for replacing other investments. However, guaranteed return plans serve the distinct role of anchoring a portfolio with predictability, tax efficiency and long-term certainty.

Source: The Hindu February 23, 2026 04:09 UTC