How the Account Aggregator framework works This is where the Account Aggregator (AA) framework steps in and makes a world of difference. Introduced by the Reserve Bank of India (RBI) in 2016, the Account Aggregator framework is a consent-based system for sharing financial data. It allows secure, real-time sharing of financial information between regulated financial institutions. In this process, the Account Aggregator acts as a regulated intermediary. The Account Aggregator framework also supports AI and machine learning.

Source: Mint February 19, 2026 21:29 UTC