SIP in equity mutual funds is a long term investment but you have to start investing without waiting for the right time. We have calculated SIP returns in a large cap index fund and an average performing mid cap fund to gauge the returns lost by delaying or stopping SIP in the last 10 months. The SIP period chosen here is February 2020 to November 2020. Annualised return of 10-month SIP in the large cap index fund was 57.69%. The annualised gains in the mid cap fund during the same period were 51%.

Source: Mint November 16, 2020 01:52 UTC