Ultimately, she decided to withdraw VND500 million from her savings, viewing it as a financial turning point. Most buying and selling decisions were based on the feeling that “if it is rising, it will keep rising,” combined with herd mentality. The risk of trend-driven investingAccording to financial advisor Nguyen Manh Cuong, trend-driven investing often arises from a predictable chain of psychological effects. The first layer is market risk, which cannot be completely eliminated. The foundation includes an adequate reserve fund, a stable personal financial structure, and a clear risk tolerance principle.

Source: VietNamNet News February 25, 2026 08:45 UTC