It’s that time of year again when the media dutifully rolls out its predictions for the coming twelve months. I’ve been watching this ritual for three-plus decades now, and I must confess I’ve never found much use for it. The problem is that the things worth predicting are inherently unpredictable, and the things that are predictable aren’t worth much. Three or four well-chosen funds remain sufficient for almost everyone, regardless of what product manufacturers would have you believe. It doesn’t change based on election outcomes, geopolitical tensions, or the predictions of market strategists.

Source: The Telegraph January 05, 2026 02:57 UTC