Dear Liz: My husband is 75 and started Social Security at 62. I am 68 and started Social Security at my full retirement age of 66. My Social Security benefit is the higher of the two. Your husband accepted a permanently reduced benefit when he applied for Social Security at 62. Abundant research has shown that most people are better off delaying Social Security if they can.

Source: thestar February 20, 2023 18:17 UTC