When I applied for the new mortgage, my credit score was 830. Answer: Remember, you don’t have one credit score, you have many. If the score is a FICO score, it probably was created from an updated formula such as FICO 8 or FICO 9. With the goal of purchasing property next year, should I put the funds — $6,000 — in my Roth IRA or just put it in my bank savings account? Answer: To contribute to an IRA or Roth IRA, you must have earned income such as wages, salary or self-employment income.

Source: New York Times January 23, 2022 14:15 UTC