WhatsApp Pay is an in-chat payment feature that allows users to make transactions via WhatsApp to their contact list. It is a UPI (Unified Payments Interface)-based payment service that allows you to both send and receive money. You can send money through WhatsApp straight from the chat screen. You can also send money to a UPI ID or Scan QR Code as is the case with other UPI apps. With such form of payment service on WhatsApp, it will help in observing hygiene which is the sole reason for having this.
Source: The Star July 13, 2020 00:56 UTC