Abhay Kushwaha,32, a software engineer, after trying his hands with direct stock investing and incurring losses thought of investing in mutual funds through systematic investment plans (SIP), thinking it is much safer of investing. But he is among the worried lot as one of the equity funds he invested in around one and half years ago is now yielding negative returns. He is not alone there are around 44 equity funds (out of 351 funds) across various categories which are delivering negative SIP return over three year period as per Value Research data. Your returns from the fund will always depend on the performance of scheme in which you have invested. “Investors should continue with their SIPs in equity mutual funds even if their returns turn negative due to broader market conditions.

Source: Mint December 31, 2019 03:45 UTC