Medicare, the federal insurance program for those 65 and older, typically pays for this kind of home health care. They would need a home aide or personal care assistant, who may not have much, if any, medical training. While Medicare certifies and gives star ratings to home health agencies, the businesses that provide home care services are not subject to federal oversight or required to be licensed in every state. A primary care doctor or local medical practice may have experience with specific home care agencies or know of individual caregivers. Some private Medicare Advantage plans offer home care as a supplemental benefit, and it’s possible that some help will be covered under a long-term care insurance policy.

Source: New York Times December 04, 2023 10:04 UTC