No one needs a new Tesla, and many double-cab ute buyers don’t need them for work. None of these is bad individually, if they’re budgeted for and there is money for food and other essentials. • Keep your fun money, or any of those categories above, in a separate account with no overdraft. Stop scrolling, stop buying, stop convincing yourself that you “deserve” it right now or “need” it. Catch up on the debates that dominated the week by signing up to our Opinion newsletter – a weekly round-up of our best commentary.

Source: New Zealand Herald January 10, 2026 19:03 UTC