Financial planners recommend a “buy on dips” strategy rather than lump-sum purchases. They advise against chasing past returns and suggest limiting exposure to 10–15% of your overall portfolio—around 10% in gold for portfolio protection during market stress or geopolitical risks, and 3–5% in silver as a tactical bet given its higher volatility. Build this allocation gradually over six months through SIPs, STPs, or staggered purchases during price corrections.

Source: Economic Times January 09, 2026 00:58 UTC