For the rest of us, the responsibility to set up and fund a Roth IRA falls squarely on our shoulders. Roth IRA BASICSA Roth IRA is a type of retirement account. A Spousal ROTH IRA can help you become a ROTH IRA Millionaire faster and easier. GettyRoth IRA for SpousesEven if your spouse doesn't work, you may still be able to open a Spousal Roth IRA. If this isn't motivation to start a Roth IRA today, I don't know what is.

Source: Forbes July 19, 2020 12:56 UTC