SUMMARY Have you ever been forced to take a loan and you don't know what is required by the bank? On the bank’s side, the credit analyst will assess the probability of full repayment as stipulated in the contract. In addition to assessing the customer, the credit analyst will gauge how the loan/credit facility will impact on the bank’s profits and losses. This is to determine if the interest earned on the facility matches or exceeds the risk the bank is taking by giving out the loan. They (bank) also will review if the loan is in line with the bank’s policies and the Central Bank of Kenya prudential guidelines.

Source: Standard Digital April 19, 2018 06:09 UTC