Credit score spotlightThe Credit Information Business Act defines a credit score as an indicator of the probability of debt repayment, calculated using statistical methods that analyse credit information. Financial institutions can leverage credit scores from the NCB database to support an RBP model. The bureau recently conducted a survey assessing the credit scores of Thai borrowers based on its credit records. The Cash2go product charges interest rates linked to credit scores. "This should improve my credit score over time, even though I have no immediate plans to apply for new loans."

Source: Bangkok Post February 22, 2026 22:45 UTC