The insurer, Allstate, had concluded — after an assessor visited the property — that the house was too likely to be destroyed by a wildfire. California’s insurance department doesn’t have hard numbers on how many homes have been denied insurance because companies aren’t required to report that information, said press secretary Nancy Kincaid. Meanwhile, more people than ever live in forested areas, with millions of homes threatened in California, Colorado and Texas, according to Verisk Analytics, a company that models wildfire risk for insurers. When a potential customer calls Truett Forrest, a State Farm agent in the mountain town of Pagosa Springs, Colorado, he plugs their address into his company’s wildfire risk rating tool. After Cook got the letter ending his insurance, he called Wildfire Partners for help.

Source: Huffington Post January 03, 2019 20:15 UTC