Travelers Insurance has been around for more than 165 years and sold its first policy for just two cents. Personal property coverage pays for personal belongings that get damaged or stolen, such as your furniture, rugs, clothes and appliances. Liability insurance pays for property damage and injuries to others, such as a guest who gets hurt on your property. Special personal property coverage offers broader protection for your personal items than a standard home insurance policy. An umbrella insurance policy can be added to your Travelers homeowners insurance, giving you additional liability protection beyond the limits of your homeowners and auto policies.

Source: Forbes September 22, 2021 17:48 UTC