Top court ruling shields cardholders from fraudListen to this articleOfficers from the Metropolitan Police Bureau display credit cards seized from three members of a forgery gang during a media briefing in 2015. (Bangkok Post file photo)The Supreme Court has established a new legal precedent strengthening consumer protection by ruling that credit card holders are not liable for fraudulent transactions carried out using their card details by criminals. The court said that, in the event of a dispute, the burden of proof rests with the issuing bank, which must demonstrate who actually used the credit card. Mr Surakit said the TCC would use the court ruling as a guideline in providing legal advice to consumers affected by unauthorised credit card use. It will also serve as a basis for policy advocacy with regulators and financial institutions to improve consumer protection measures.

Source: Bangkok Post January 03, 2026 00:05 UTC