Keep Track of Your StuffOne of the most important homeowners insurance coverage types is your personal property coverage. Don’t Assume You’re Covered for Natural DisastersA standard homeowners insurance policy excludes coverage for certain disasters, like floods and earthquakes. For example, a good hurricane insurance policy is often a mix of homeowners and flood insurance. In some parts of the country, such as coastal Texas, you may also need a separate windstorm insurance policy. Shore Up Your Water Damage CoverageYour home insurance covers water damage and leaks, but not all types of water damage.

Source: Forbes January 01, 2021 12:33 UTC