READER REPORT: Think like an NBA star: get better bank deal RYAN JOHNSONGetty Images Like NBA teams with great players, banks are competing against each other to sign up customers. If you’re fed up with your current bank, it’s not that tough to switch and get a better deal. If you do decide to transfer your credit card debt to another bank, be sure to read the terms and conditions, and if possible, avoid using that credit card until the transferred balance is paid off. Often any new purchases on a balance transfer credit card begin incurring interest right away and continue incurring interest until the transferred debt is paid off. Do you want a lower rate of interest on a credit card or overdraft?

Source: Stuff June 29, 2016 00:11 UTC