The long and short of it is simple, and the essence of Sebi’s move must have already become public knowledge. The market watchdog has cottoned on to the idea that is often termed as ‘life stage planning’ — it has proposed Life Cycle Funds (LCFs), a rather new concept for most Indians. In the first, there is a 30-year old individual, perhaps a smart lady who is busy as a professional employed in a private-sector company. In the second, let us imagine a 60-year old gentleman, ready to retire, spending his last months in his office. The newly-proposed Life Cycle Funds will help address a major issue for the common man.

Source: The Telegraph March 02, 2026 01:52 UTC