When you fill out a credit card application, you are usually given an option to add an authorized user to your account. There are very few benefits for you, the primary cardholder, when adding an authorized user to your account. Credit cardholders need to be aware of the pitfalls of adding an authorized user gettyPros of Adding an Authorized UserNo matter the person's relationship to you, they will be able to use your credit card if you add them as an authorized user. If your spouse is an authorized user, your spouse can use your credit card without any hassle at the register. Cons of Adding an Authorized UserThere are two main drawbacks to adding someone as an authorized user.

Source: Forbes May 11, 2021 19:30 UTC