Many investors are sitting on money, looking to invest it in an equity or balanced mutual fund . Once that is done, decide on the amount to be transferred to an equity fund and the frequency of transfer. Most fund houses have a daily , monthly , weekly and quarterly option to transfer money. In the offline world, you will have to transfer from the debt fund to the equity fund of the same fund house. If investment in debt increases, money can be reallocated to equity funds through systematic transfer plan and if investment in equity goes up money can be switched from equity to debt fund, using STP.

Source: Economic Times May 04, 2017 04:41 UTC