Sun Life is eliminating the need for many of its medical test requirements as part of a life insurance underwriting overhaul the company announced Monday. As part of a shift to make it easier for people to get coverage, Sun Life said it will no longer routinely require medical exams, ECGs, oral fluid samples and urine HIV tests for either critical illness insurance or life insurance. Sun Life said only an application will be now needed from the majority of people applying for those insurance products. With the change, the company said more than three-quarters of its critical illness insurance clients and half of its life insurance clients will now be exempt from the tests. In addition, Sun Life is becoming the latest provider to begin selling life insurance coverage for people living with HIV.

Source: CBC News November 21, 2016 17:50 UTC