With air pollution in the capital going up to unprecedented levels this year after Diwali, your health insurance costs may go up by 10-25% if you are suffering from asthma or other respiratory problems. “Health claims can increase by 10-25% in asthma-related cases and in areas where pollution levels are high, the chances of asthma increases across all ages. “At Bajaj Allianz General Insurance, we have seen a 12-15% year-on year growth in claims related to respiratory disorders,” Abhijeet Ghosh, head, health insurance, Bajaj Alliaz GIC said. While respiratory problems are rampant even among younger children, increase in premium will not be much for them as their recovery is faster. Penetration of health insurance in India is about 5%.

Source: Hindustan Times November 08, 2016 19:30 UTC