"Given the vessel was uninsured, Udomsak Khaonoona, chief of the Ayutthaya Provincial Disaster Prevention and Mitigation Office, said: "The victims' relatives have to sue the boat driver for damages by filing a civil lawsuit. "The insurance covered one year from March 10 2015 to March 10 2016Some victims, however, have their own insurance," he said. "Passenger boat owners have to get compulsory marine passenger insurance, under the Act on Navigation in Thai Waters BE 1913, and keep checking the expiry date for passenger insurance protection. "Thai Pattana Insurance has offered Bt10,000 to each family of the dead in the ferry boat accident as humanitarian aid, according to the OIC. But because the boat's insurance had lapsed, the company will not pay compensation.Police have charged the boat's owner and boat driver, who was arrested on Sunday.

Source: The Nation Bangkok September 22, 2016 18:00 UTC