Their money is split evenly between two broad market index funds; a total US stock index fund and an intermediate-term corporate bond index fund. My 86 year old mother wears the financial pants in the family and makes all the money decisions. So, we needed to have "the talk", and we'll have it again after the next bear market hits, or the stock market doubles again. He made millions in the stock market in the roaring 20s and got out before the Great Depression. I also know inadvertent market timing ends badly when the trend reverses.

Source: Forbes April 07, 2019 16:30 UTC