KUALA LUMPUR (Jan 28): Many Malaysians may spend decades working yet still reach retirement without meaningful financial security, according to the latest report by the PNB Research Institute (PNBRI). The report warns that relying on traditional poverty-alleviation measures and subsidies is no longer sufficient as the country rapidly ages. The report shows that stagnant wages and income inequality make it hard for Malaysians to build wealth. About half of EPF contributors have less than RM10,000 in savings, enough for only three months of retirement. The second pillar is ownership – enabling broader access to productive assets, including savings schemes, co-investment funds for housing, and employee ownership programmes.

Source: The Edge Markets January 28, 2026 07:29 UTC