- NSTP/HARI ANGGARAKUALA LUMPUR: Individuals with pre-existing medical conditions are expected to be covered under the basic medical and health insurance/takaful (MHIT) plan, as long as their conditions are stable and well-managed. The basic plan is estimated at around RM80 per month. More than 340,000 insurance policyholders had cancelled or returned their policies between January 2024 and June 2025 due to rising costs, said the Basic MHIT Plan White Paper, which was presented last month. He added that the development of the plan involves collaboration among various stakeholders, including the Finance Ministry, Bank Negara Malaysia, Health Ministry, insurance and takaful companies, and academics. "The ministry is also in the process of improving the basic MHIT plan to make it more robust and attractive, especially for those in the middle-income group."

Source: New Strait Times February 08, 2026 23:08 UTC