If you are an employer, you may need to register for auto-enrolment ahead of January 1. Auto-enrolment is a new scheme designed to ensure that most employees who do not currently have access to an employer pension scheme will be contributing toward their own personal pension fund. In simple terms, if you have employees who are not covered by any pension scheme or contributions, you need to determine whether auto-enrolment is required. With only a few weeks to go, employers may wish to consider setting up a private employer scheme as an alternative. There are very limited investment options under the auto-enrolment scheme, whereas the choices for a private pension arrangement offer massively more choice (albeit that does not necessarily mean a greater return).

Source: Irish Examiner December 31, 2025 15:34 UTC