Bank fees are bothersome - but they are often avoidable. ATM fees, overdraft fees and monthly account maintenance fees are the ones most commonly faced by consumers, according to Greg McBride, chief financial analyst at Bankrate.com. That way if you do overdraw, your own money is used to cover the shortfall, not the bank's, McBride says. Typically you can search a bank's website or use their app to find ATMs that you can use free of charge. In general though, the easiest way to avoid these fees is to plan ahead when you need cash.

Source: ABC News October 23, 2016 12:00 UTC