Ideas & Debate Next banking frontier is fintechs, lender tie-upsThe true North of innovation in the financial sector and fintech need adaptation to new technologies. The current phase of Banking 4.0 – banking everywhere, never at bank - has seen banking become internet and mobile technology based, further enabling services that were restricted to visits. We work towards a better bank by modernising and digitising the current players. Distribute the bank, by fragmenting financial services amongst banks and Fintechs or relegate the bank altogether by turning it into a commoditised service provider with customer relations at the hand of Fintechs. This is the only way we can influence the future of financial services, drive innovation and not replication.

Source: The North Africa Journal January 31, 2019 19:00 UTC