With mortgage rates increasing across the board, it is an excellent time to review your mortgages. The Fed is slowly decreasing the size of their balance sheet. While their treasury holdings get most of the attention, they are major players in the mortgage market. As they reduce the size of their mortgage holdings, it is reasonable to expect the spread of mortgages over treasuries to increase - making mortgage rates even higher. While we all tend to spend a lot of time analyzing our investments, the asset side of our personal balance sheet, managing the debt or liability side of our balance sheet can also help your personal finances greatly.

Source: Forbes October 27, 2017 13:07 UTC