To begin with, we would not be able to comment on your fund selection or portfolio because of insufficient information provided by you. Here are a few quick observations:One, you should invest in equity mutual fund schemes only if you have an investment horizon of five to seven years. For midcap and smallcap schemes, you should have a slightly higher horizon of at least seven to 10 years. We can see that you are investing in L&T Emerging Businesses Fund and Mostilal Oswal MOSt Focused Multicap 35 Fund for a horizon of less than three years. This can be extremely risky.Two, if you have an investment horizon of less than five years, you should opt for debt mutual fund schemes

Source: Economic Times November 28, 2017 05:38 UTC